The benefits of workers’ compensation insurance far outweigh its cost. Do you need workers’ compensation insurance? The answer may be more complex than you realize.

The questions you ask determine the answers you get in business--and in life in general. But to get the right answers, it's not just whether you ask questions but whether you ask the right questions the right way--in other words, whether you employ critical thinking, according to Harvard Business Review contributor John Coleman.

As humans, we often falter when approaching things that are awkward and difficult to handle. In these moments, our thought process goes from strategic to survival mode. But just because something is hard doesn’t mean there’s not a proper way to do it.

Every business needs to train employees. Whether it's teaching them something basic like learning the cash register or helping them develop more complex, niche skills. Unfortunately, most businesses handle training poorly, expensively and in a way that fosters worse outcomes.